Are you struggling to source insurance cover for your Range Rover? In this article we’ll talk about the issues owners are facing and how best to source your insurance.
Using comparison sites to find motor insurance has, over the years, become the preferred route for many drivers in the UK. Particularly those who are tech-savvy and enjoy the fuss free offering that online quote and purchasing provides. For some, this works perfectly well, however, for others who like to look more closely ‘under the bonnet’ at what’s on offer, it can be more of a frustration. Taking away valuable time trying to find the cover that best suits your lifestyle or works for all family members.
Unfortunately, this can be particularly true for Range Rovers owners.
With 10 stolen every day (and 50% of these alone in in London), those who drive the flagship UK 4X4s are struggling to place insurance cover, with prices rising to the eye-watering.
It’s becoming clear that those who drive the vehicle need to consider:
- What type of car insurance do I need?
- Where can I source my insurance?
- How can I keep the cost of my insurance down?
What type of insurance do I need for my Range rover?
- As the value of vehicles can fluctuate dramatically with supply and demand, an ‘agreed value’ for your car at the outset makes a lot of sense. That way, if it’s stolen you’ll be able to replace it with a like for like vehicle. On a comparison site, the insurance you source will normally just pay you ‘market value’ which may not enable you to replace your Range Rover, or may leave you in negative equity if you have purchased it via finance.
- If you’re involved in an accident you’ll want to be sure you can have it repaired with genuine parts and at a manufacturer approved garage. For this you’ll need specialist insurance; again, this is unlikely with a policy obtained on a comparison site.
- Finally, if you have an accident and need a replacement car, with a specialist insurance you’ll receive a near equivalent courtesy car as opposed to a small hatchback with a direct writer.
Where can I source Range Rover Insurance?
It may be that you’ve had issues with sourcing insurance for your Range Rover. Carbon Insurance Brokers have access to several specialist insurers who can help. Carbon will present your risk in the right way to reliable quality insurers who will provide the insurance you need at a competitive price.
How can I keep the cost of my Range Rover Insurance down?
Insurers have paid out many millions on Range Rover thefts in recent years. So, it’s not surprising that they are now more cautious in the way they provide insurance for these vehicles and subsequently premiums have increased dramatically.
There are steps we can advise you to take which will relate to both the way your vehicle is secured, where it is garaged, and the nature of the security provided on it, which will mitigate the cost of the insurance and provide better protection of your car.
It’s really important that the broker presenting the risk understands, you, your family and your overall insurance needs to give you the best cover, at the best price, and from a reputable and trustworthy insurer.
To find out more about how we can help you with your insurance, get in touch below or call us on 0333 043 1300 for a no-obligation discussion.
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